Complaints Process

If you are not satisfied, we want to hear from you so we can assist. Our goal is to build loyalty and ensure our customers and broking partners are happy with the service and products TLC provide. 

This is part of our commitment to the General Insurance Code of Practice.

TLC is committed to:

Listening to what our customers and brokers tell us

Being accurate and honest in telling customers and brokers about our products and services

Communicating clearly with our customers and brokers

Resolving any customer complaints or concerns

Customers are encouraged to contact us with the following messages:

By phone
If you have a complaint, please phone the number on the back of your policy wording or call 0800 852 467 weekdays 8.30am to 5.00pm. Here you can discuss your concern with one of our team members.

In writing
Send us the full details of your complaint, including any support documents. Mail to: PO Box 7006, Tauranga, New Zealand.

In person
If you would like to meet with us in person, please call 0800 852 467 and to arrange an appointment.

TLC Insurance Complaints Procedure

When first advised of a complaint:

  • The complaint will be handled by a person who has authority to deal with it. This person will review your complaint, consider the facts and contact you to resolve the complaint as soon as possible, usually within 24 hours.

  • If the matter cannot then be resolved to your satisfaction, it will be referred to the relevant manager, who will contact you within 5 working days.

  • If you are still not satisfied with the outcome, it will be referred to Management.

  • You will receive TLC's final decision in writing within 15 working days from the date you first made the complaint.

  • If more information is required or we need to assess or investigate your complaint, TLC will agree a reasonable alternative timeframe with you.

If we cannot resolve your complaint to your satisfaction through our internal dispute resolution process you can take your complaint to Financial Services Complaints Limited (FSCL), AIG’s independent external dispute resolution scheme as the selected dispute resolution scheme required under the terms of the Financial Service Providers (Registration and Dispute Resolution) Act 2008.

Financial Services Complaints Ltd
PO Box 5967
Wellington, 6101
New Zealand
www.fscl.org.nz or info@fscl.org.nz

HEAD OFFICE
127 Second Avenue, Tauranga 3110

PO Box 7006, Tauranga 3148

Phone. +64 7 544 6686
Freephone. 0800 TLC INS (0800 852 467)
Email. info@tlcinsurance.co.nz